Australian Unity Life Insurance

Affordable life insurance to financially protect your family should you suffer a serious illness or injury, or die. Call or email today to find out how little it will cost each week for a lot of peace of mind.

Australian Unity Life Insurance
pays up to $15 million if you die or become terminally ill

  • Provide financial security for your family
  • Pay for living expenses, school fees, debts etc.
  • Quick and easy application process
  • Comprehensive policy, discounted premium

Terms and conditions apply. Refer to the PDS and the Financial Services Guide.

Discounted Premium

You could save up to 25%*, which makes our life insurance affordable for you and your spouse.

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3 Simple steps to affordable life insurance (and your peace of mind)

According to CommInsure's Life Risk Survey 2012**, many Australians are well and truly under-insured when it comes to the risk of them being seriously ill or injured, or if they die. One reason for this under-insurance may be the perception that life insurance is expensive.

That’s why we have teamed up with highly respected insurer, NobleOak, to put together a portfolio of comprehensive yet affordable insurances. Our life insurance offering has been shown to average savings of 25% relative to comparable products on the market, over a range of scenarios*.

Here are a few examples to highlight how affordable our life insurances is^:

Female age 33 $500,000 life insurance Premium just $3.33 a week Premium just $15.14 a month
Male age 35 $500,000 life insurance Premium just $5.71 a week Premium just $25.96 a month
Female age 40 $500,000 life insurance Premium just $5.82 a week Premium just $26.50 a month
Male age 45 $500,000 life insurance Premium just $10.34 a week Premium just $47.06 a month

Please note, premiums are only payable annually or monthly.

It’s fast & simple to get the cover you need

  • 1

    Request a quote

    NobleOak's friendly staff can provide you with an immediate obligation-free quote¥.
    Call 1800 610 479 or complete the following form
  • 2

    Apply for your insurance

    Once you are happy with your quote, you can apply for cover over the phone¥. Friendly specialists will guide you every step of the way.
  • 3

    Sit back and relax

    Your protection starts as soon as your application is accepted. For some people, medical tests might be needed before their application is considered. In most cases, NobleOak will pay for these tests.

**CommInsure commissioned CoreData to conduct this survey in August 2012. 1,078 Australians – aged 18 and over – were polled.

*The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under Australian Unity Life Insurance product to the average cost of Term Life insurance products offered by other insurance companies, including products available directly with the insurer and those available for purchase through a financial adviser or broker. The premiums are based on a non-smoker with a Life insurance sum insured of $500,000 at 5 year age bands from age 30 to 65. Your age, occupation, gender, sum insured, smoker status, and health will determine the premium amount charged by NobleOak. Life insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken on June 2015 based on published premium rates. Members may obtain a quote from NobleOak by contacting on 1800 610 479. Savings vary significantly by gender and age and can be well over 25%. On average, our customers achieve around a 25% saving compared to most insurers. © Copyright 2008, Rice Warner Actuaries. Data last updated 12/06/2015.

^Quotes obtained from NobleOak and are based on annual premiums for life insurance. Current at 3 July 2015. All examples are for non-smoking white collar workers with no loadings (loadings can be placed on your premiums, for example, because of medical history).

¥You will be contacted by a representative of NobleOak in relation to the Australian Unity Life Insurance-branded product, which is issued by NobleOak Life Limited (NobleOak) (ABN 85 087 648708, AFSL 247302, 89 York Street, Sydney 2000). Australian Unity Personal Financial Services Limited (AUPFS) (ABN 26 098 725 145, AFSL 234459, 114 Albert Road, South Melbourne, VIC 3205) is the promoter of the Australian Unity Life Insurance product. Applications are subject to acceptance. Any advice on this site is general only and does not consider your objectives, financial situation and needs. You should consider these factors and read the relevant Product Disclosure Statement (PDS) before deciding to acquire a product. AUPFS’s FSG is available here.

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Why Australian Unity Life Insurance?

Australian Unity Life Insurance provides the following advantages:

1

Security

Our products are issued by NobleOak Life Limited, a specialist life insurer that has been protecting Australians for over 137 years and supported by Hannover Re, a top 3 global reinsurer.
2

Claims

NobleOak's friendly experienced claims agents are based here in Australia and pay 100% of eligible claims.
3

Value for money

We only offer core life insurance products that provide very competitive pricing and genuine value for our customers. These products have been designed to be comprehensive where it counts – without the expensive extras you probably don't need, resulting in significant savings to you compared with similar products*.
4

Fast and simple

Getting covered is simple. NobleOak representatives guide you through the application process and even complete the application for you over the phone, to save you time. Naturally any questions you have about the products will be answered.

To find out how little it will cost to financially protect your family, call 1800 610 479 or email today for an obligation free life insurance quote from a friendly representative.

*Savings vary significantly by gender and age and can be well over 25%. On average, our customers achieve around a 25% saving compared to most insurers. © Copyright 2008, Rice Warner Actuaries. Data last updated 12/06/2015.

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Personal Insurance Health Check

Find out if your family would be financially vulnerable – if you were to suffer a serious illness or injury or if you died – by taking this quick quiz.

Would you be able to pay your living expenses in the event you could no longer work due to a serious illness or injury?
Could you pay off all your debts (such as your mortgage) in the event you suffered a permanent disability or if you died?
If you died, could your family afford to pay for their living expenses?

If you answered 'No' to any of these questions, we recommend you call or email today to arrange the appropriate insurance cover. Call 1800 610 479

Life insurance calculator

Find out how much life insurance you could need by using our online calculator.
Click here

WEBINAR: What is personal risk insurance?

Find out how each of the different risk insurances work – and how they could protect your family if you were seriously ill or injured, or if you died.

Download a FREE fact sheet

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